Dr. Sat Parashar, PhD, is former Director, IIM Indore; currently Financial Services Professional, MassMutual Arizona, and Adjunct Faculty (Money and Banking), Rady School of Management, University of California, San Diego. He advises Individuals, Families and Businesses in the areas of Life Insurance, Retirement Income, Wealth Management and Real Estate Investments. His work experience spans over 50 years across Asia, Middle East and North America.